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Finance teams don’t just need faster approvals—they need a system that ensures full visibility, prevents unauthorized spending, and enforces policies automatically.
For many businesses, spend approvals are stuck in a slow, chaotic process involving:
❌ Scattered requests via WhatsApp, email, and paper forms
❌ Endless follow-ups to get approvals from managers
❌ Manual tracking in spreadsheets, causing errors and delays
But top finance teams have cut approval time by 70%, without losing oversight or control.
Here’s how they did it—and how your company can, too.
🚨 The Problem: Why Spend Approvals Take Too Long
Manual approval processes slow down business operations, increase financial risk, and cause unnecessary stress for finance teams.
🔴 Common Approval Roadblocks:
Employees submit requests through different channels (WhatsApp, email, or verbal approvals), creating confusion.
Finance teams spend hours tracking approvals, following up on missing requests, and fixing mistakes.
CFOs and managers struggle with poor visibility, making budget planning difficult.
The result? Approvals take days instead of minutes, and finance teams are stuck managing chaos instead of strategy.
✅ The Solution: Digital Workflows That Speed Up Approvals Without Losing Control

How did leading finance teams reduce approval time by 70%?
🚀 They moved from scattered manual approvals to a centralized digital system.
Here’s how:
1️⃣ One Centralized Platform for All Requests
🔹 Employees submit spend requests in one place—no more scattered messages across multiple apps.
🔹 Requests go directly to the right approvers, eliminating back-and-forth follow-ups.
🔹 CFOs and finance teams can see all pending and approved requests in real-time.
2️⃣ Automated Approval Workflows Based on Policy Rules
🔹 Expenses under a certain limit auto-route to the right approver without unnecessary steps.
🔹 CFOs set custom rules so finance teams don’t have to manually review every request.
🔹 Approvals are automated but controlled, ensuring compliance with spending policies.
3️⃣ Instant Notifications and Approvals
🔹 Approvers get real-time alerts when a request needs action.
🔹 Instead of checking emails or waiting for reminders, they can approve in one click from their phone or laptop.
🔹 Employees no longer have to chase finance for updates—they get instant approval status.
4️⃣ Full Visibility and Audit Trails
🔹 Every request is automatically logged, showing who requested, who approved, and who disbursed funds.
🔹 Finance teams track every naira spent in real time, ensuring budgets stay on track.
🔹 CFOs maintain complete control over company spending—without micromanaging every transaction.
📊 The Impact: What Happens When Approval Time Drops by 70%?
Companies that implement structured digital approval workflows see immediate benefits:
✅ Faster decision-making: Approvals take minutes instead of days, keeping business operations smooth.
✅ Less manual work for finance teams: No more chasing managers for approvals.
✅ Tighter budget control: Real-time visibility ensures no unauthorized spending happens.
✅ Increased efficiency: Finance teams focus on strategy and growth, not admin tasks.
The best part? Faster approvals don’t mean losing control—they mean having more of it.
🚀 The Takeaway: How Your Finance Team Can Achieve the Same Results
If your finance team is still managing spend approvals manually, you’re wasting time and risking financial control.
🔴 The old way:
❌ Approvals stuck in WhatsApp, emails, and paper-based forms.
❌ Finance teams spending hours on manual follow-ups.
❌ No real-time visibility into company spending.
🟢 The smarter way:
✅ All spend requests and approvals in one place.
✅ Automated workflows that reduce approval delays.
✅ Full spend visibility with real-time tracking and reporting.
🚀 Finance teams using Flex Finance have cut approval time by 70%—without losing control.
👉 Sign up for Flex Finance today and transform your spend approval process!